Banking & Finance
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Skilled at navigating the challenges presented by complex financing structures, but also able to deliver scale-appropriate legal solutions and services for any client dealing with financing and security, our Banking & Finance lawyers provide lenders and borrowers with the advice and guidance they need to reduce risk and complete transactions on time, and on budget, without comprising service. With extensive experience working with some of the largest and most prominent institutions, including Canada’s Big Five banks, many U.S. banks, several non-traditional lenders and borrowers, our lawyers are recognized for their expertise in complex financing matters and their practical, results-driven approach.
As part of a diverse Financial Services practice, our Banking & Finance lawyers practice side-by-side with, and in many cases are a part of, our Insolvency & Restructuring team. This means that our Banking & Finance lawyers are able to provide well-considered advice and transaction structures to ensure risk is minimized, outcomes are predictable and clients are protected.
Our work ranges from borrowers working with a bank for the first time, to larger, cross-border syndicated and participation deals or asset-based lending involving entire corporate structures that operate globally, and all manner of financings and structures in between. With deep and established connections to lawyers throughout Canada and all over the world, our lawyers are able to manage international transactions with ease, providing clients with a uniform, co-ordinated approach to making sure their interests are represented on a global level.
We help our clients structure, navigate, and ultimately close a broad range of financing transactions including:
- Senior secured lending
- Subordinated debt
- Venture debt
- Second-lien lending
- Senior term lending
- Cash-flow lending
- Asset-based lending
- Cross-border financing
- Distressed lending
- Equipment leasing
- Factoring/accounts receivable financing
- Mezzanine financing
- Project and construction financing
- Real estate financing
- Securitization/structured finance
- Syndicated lending
We also assist clients with best practice lending policies and procedures, help create standard form documentation to allow lenders to thrive in a competitive environment and provide exposure management advice and planning.
Who We Help
With over 200 years of collective experience, our Banking & Finance professionals bring unparalleled experience to the service of our clients, including:
- Domestic and foreign banks and financial institutions
- Insurance companies
- Asset-based lenders
- Non-bank lenders
- Real estate developers
- Leasing companies
Lorne Park Capital Partners Inc. (TSXV:LPC) entered into a secured loan facility, through its wholly-owned subsidiary, for up to $15 million with CWB Maxium Financial Inc.
On June 22, 2023, Linamar Corporation announced that it has executed and closed a note purchase agreement pursuant to which it sold $550-million aggregate principal amount of 5.96% senior unsecured no...
On June 27, 2022, Aleafia Health Inc. (TSX: AH, OTCQX: ALEAF), a vertically integrated and federally licensed Canadian cannabis company, closed its amendment of its unsecured convertible debentures an...
On August 10, 2020, Energy+ Inc. closed a $55 million offering of 2.968% senior unsecured debentures due August 10, 2060.
MediPharm Labs Corp., a global leader in specialized, research-driven pharmaceutical-quality cannabis extraction, distillation and derivative products, recently completed a private placement with an i...
MediPharm Labs Corp., a global leader in cannabis extraction, distillation, purification and cannabinoid isolation, through its wholly-owned subsidiary, MediPharm Labs Inc., closed a credit facility w...
On March 19, Eve & Co Incorporated, through its wholly-owned subsidiary Natural MedCo Ltd., entered into an $18,700,000 construction facility with Royal Bank of Canada to fund the completion of a 780,...
The management buyout of Launchlife International Inc., a North American private career college operator and franchisor, was recently completed.
Firm NewsAird & Berlis is pleased to announce that Jill Fraser, Neil Bass and Lorenzo Lisi have been recognized in Lexpert/American Lawyer’s 2024 Guide to the Leading 500 Lawyers in Canada. The firm is also li...
Firm NewsWe are pleased to announce that Adrienne Ho and Shaun F. Parsons have joined the firm as associates in our Financial Services Group.
Firm NewsAird & Berlis is pleased to announce its inclusion in The Globe and Mail’s Canada’s Best Law Firms 2024 list. For a third year, The Globe and Mail's Report on Business magazine partnered with Statista...
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Firm NewsAird & Berlis is proud to announce that partner Kyle Plunkett has been recognized as a 2020 Lexpert Rising Star: Leading Lawyer Under 40.