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Apr 6, 2017

Collateral Matters - Interest Rates: Why It Is in Everyone’s Interest to Pay Close Attention

In Canada, there are a number of regulations which encourage transparency by lenders when it comes to disclosing the cost of borrowing. Such regulations are intended to balance any real or perceived inequities between savvy financial institutions and borrowers. This article explores Section 4 of the Interest Act and describes how lenders can protect themselves from inadvertently taking a “haircut” on pricing.

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