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Dec 15, 2016

Collateral Matters - Ditch the Wallet: Navigating Mobile Payment Regulation

The advent of mobile payment systems has enabled new entrants using financial technology to compete in a field conventionally dominated by banks and credit cards. This relatively new financial service has created challenges for regulators. A recurrent complaint of incumbents in the space is that the current regulatory framework makes it difficult for banks to innovate, while FinTech startups are not constrained by the same rules. This article addresses the patchwork of legislation currently in place, and discusses the regulatory path forward.

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