BEGIN:VCARD
VERSION:2.1
N:McGarva;Bernie;;;
FN: Bernie  McGarva
ORG:Aird Berlis LLP
TITLE:Partner
PHOTO;ENCODING=BASE64;TYPE=JPG: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

TEL;WORK;VOICE:416.865.7765
EMAIL;PREF;INTERNET:bmcgarva@airdberlis.com
URL;WORK:https://www.airdberlis.com/people/bio/bernie-mcgarva
ADR;WORK;PREF:;;181 Bay St., Suite 1800;Toronto;ON;M5J 2T9;CA
END:VCARD